Terms of Use

The Agreement is made by and between LoveToKnow Media (doing business as "LoveToKnow Media"), a Florida Corporation, with its principal place of business at 1275 US Highway 1 Unit 2 - 6084 Vero Beach, FL 32960-4706, and each user of the Contents, system, or networks (“User”). A “Person” is a natural person, a corporation, proprietorship, partnership, governmental entity, or any other legal person or entity. This Agreement contains an Arbitration Clause.

  1. Nature of Information. LoveToKnow Media publishes content from current and past authors. For the most part we are publishers and editors, you should assume we have not authored or checked the information independently. Some information is from historical sources or represents the opinions of the author. It is for research and informational purposes only; as a result, we may choose to publish the original contents as we find them, even if that original text contains errors. Contents may not be accurate, complete, or up to date. Publication of Contents is not our endorsement of the author, his or her Contents, or of any method or treatment discussed in the Contents. Some of the material has been and continues to be modified by LoveToKnow Media. To the extent permitted by applicable law, LoveToKnow Media claims its patent, copyright, trademark, publicity, and any other intellectual property rights in its web sites and all information, software, data, or other contents of any kind on or interlinked with a LoveToKnow Media web site ("Contents"). All rights are reserved.
  2. Illegal of other Harmful Use or Access. Contents may not be used for any illegal purpose. You may not access our networks, computers, or Contents in any manner that could damage, disable, overburden, or impair them, or interfere with any other Person’s use and enjoyment. You may not attempt to gain unauthorized access to any Contents, other accounts, computer systems, or networks connected with our sites or Contents. YOU MAY NOT ADD LINKS THAT ARE IRRELEVANT TO THE PURPOSE OF THE SITE AND ITS CONTENT. Any links added to the site automatically carry the "no follow" tag, so that they do not pass page rank, or anything else useful for spammers.
  3. Advice of Professionals. All Contents, (including the information relating to medical, financial, construction, or other activities that could result in damage, injury, or death) is for informational purposes only. This information should not be considered complete and is not intended to be used in place of a visit, call, consultation, or advice of your physician or other professionals or any information contained on or in any product packaging or labels. LoveToKnow Media does not recommend the self-management of health problems or duplication of any activity or process described in the Contents. You should never disregard professional advice or delay in seeking advice because of something in the Contents and you should not use the Contents for diagnosing a health or other problem or prescribing a medication. Information and statements regarding dietary supplements have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent any disease.
  4. Assumption of the Risk. The User assumes any and all risk of damage, injury, or death, from use of the Contents. It has been warned of the limitations and risks in use of the information, and despite such warnings, chooses of its own free will to continue to access or use the Contents.
  5. Use on Other Web Sites. The Contents are licensed only for the personal, household, educational use by a single individual. Reproducing Content on another site or redistributing Content is forbidden. Taking Content from this site and editing it and posting it on another site is also forbidden. You may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create new works from, distribute, perform, display, or in any way exploit, any of the Content or the Service (including software) in whole or in part. Framing of this site is forbidden.
  6. LoveToKnow Media Links To Other Web Sites. The Contents may link you to other web sites or information, software, data, or other contents on or off the internet. However, LoveToKnow Media has not reviewed the contents that may be linked and is not responsible for the content. Your linking to any other pages on other sites is at your own risk. Please remember that such sites are not LoveToKnow Media sites and the content on such sites could change without LoveToKnow Media knowledge. The information, software, data, or other contents (including opinions, claims, comments) contained in linked references are those of the companies responsible for such sites and should not be attributed to LoveToKnow Media. LoveToKnow Media has not attempted to verify the truth or accuracy of any such opinion, claim or comment, nor does LoveToKnow Media endorse or support them. LoveToKnow Media does not warrant, nor is it in any way responsible for, information, software, data, or other contents that are outside of LoveToKnow Media control.
  7. User Indemnification. Each User will indemnify and hold harmless LoveToKnow Media. Entities against any claims or losses imposed on, incurred by, or asserted as a result of or relating to: (a) any noncompliance by User with the terms and conditions hereof; (b) any third-party actions related to or arising from User’s receipt or use of the Contents, whether authorized or unauthorized under the Agreement.
  8. Notices. The parties agree that any notices of Dispute or other communications addressed to LoveToKnow Media will be sent by Certified or Registered Mail, return receipt requested to the above address, and deemed delivered as of the date of signing of the return receipt or the first date of a refusal to sign.
  9. Copyright Act Notice and Procedure. Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the address and by the procedure for notices set forth above. If you believe that any material found on our site has been used in a manner that constitutes infringement of your copyrighted work, please provide written notice to LoveToKnow Media that includes the following information:
    • the signature of the owner or a person authorized to act on behalf of the owner of the work that is allegedly infringed;
    • identification of the copyrighted work claimed to have been infringed;
    • a description of where the infringing material is located on the site;
    • your contact information (i.e. address, telephone number, and email address);
    • a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
    • a statement by you that the information in our notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf. LoveToKnow Media's designated agent for notice of alleged copyright infringement appearing on our site is: LoveToKnow Media, 1275 US Highway 1 Unit 2 - 6084 Vero Beach, FL 32960-4706. Please also send an email to admin at LoveToKnow Media.
  10. DISCLAIMER OF WARRANTIES. THE CONTENTS ARE “AS IS” AND “WITH ALL FAULTS”. TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW, THERE ARE NO WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, WITHOUT LIMITATION WARRANTIES OF COMPLETENESS, ACCURACY, FREEDOM FROM INTERRUPTION, OR OF VERIFICATION OF THE CONTENTS, THERE ARE NO ANY IMPLIED WARRANTIES ARISING FROM TRADE USAGE, COURSE OF DEALING, OR COURSE OF PERFORMANCE, AND THERE ARE NO IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE OR PURPOSE.
  11. LIMITATION OF LIABILITY. TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW, LoveToKnow Media , ITS AFFILIATES AND EACH OF THEIR RESPECTIVE AUTHORS, EMPLOYEES, DIRECTORS, OFFICERS, CONSULTANTS, AGENTS, WEB HOSTS OR INTERNET SERVICE PROVIDERS, CONTENTS PROVIDERS, OR OTHER PERSONS RELATED TO OR USED BY LoveToKnow Media (COLLECTIVELY, THE LoveToKnow Media ENTITIES ), REGARDLESS OF CAUSE OF ACTION (E.G., IN CONTRACT, TORT, WARRANTY, AND TO THE FULL EXTENT PERMITTED IN APPLICABLE LAW, PRODUCT LIABILITY AND STRICT LIABILITY), SHALL HAVE NO LIABILITY OF ANY KIND ARISING OR RELATED TO THIS AGREEMENT, OR THE CONTENTS IN EXCESS OF US$5.00. THE ABOVE LIMITATION SHALL NOT APPLY TO THE EXTENT CAUSED BY THE WILLFUL TORTUOUS MISCONDUCT OR GROSS NEGLIGENCE OF LoveToKnow Media .
  12. DISCLAIMER OF CONSEQUENTIAL AND SIMILAR DAMAGES. TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW, THE LoveToKnow Media ENTITIES, REGARDLESS OF CAUSE OF ACTION (E.G., IN CONTRACT, TORT, WARRANTY, AND TO THE FULL EXTENT PERMITTED IN APPLICABLE LAW, PRODUCT LIABILITY AND STRICT LIABILITY), SHALL HAVE NO LIABILITY OF ANY KIND ARISING OR RELATED TO THIS AGREEMENT, OR THE CONTENTS FOR INJURY, DEATH, DAMAGE TO PROPERTY, LOSS OF USE, LOSS OF OPPORTUNITY, LOSS OF PROFITS, INCREASED COSTS, OR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES.
  13. Independence of Last Two Clauses. The last two sections are intended to be independent of each other and the failure of essential purpose of one shall not affect the other.
  14. Other Warranty Rights or Limitations of Liabilities. Some states and foreign countries provide rights in addition to those above, or do not allow excluding or limiting implied warranties, or liability for incidental or consequential damages. Therefore, the above limitation may not apply to you or there may be state provisions which supersede the above.
  15. Arbitration in Florida. Any dispute or claim arising or related to this Agreement, its performance, breach, or interpretation (including issues about its validity or enforceability), shall be exclusively (except as provided below) resolved by final binding arbitration before the American Arbitration Association (AAA), utilizing its Commercial Arbitration Rules. One arbitrator shall be selected using AAA procedures. The arbitrator shall use all reasonable efforts to minimize discovery and to complete the arbitration proceedings as expeditiously as possible. The Arbitrator shall render a written decision within thirty (30) calendar days of the hearing. The arbitrator will not award attorney’s fees, or punitive, incidental, consequential, treble or other multiple or exemplary damages, and the parties hereby agree to waive and not seek such damages. Either party may seek judicial relief to compel the other party to comply with the provisions of this Section, or injunctive or other equitable relief to protect its intellectual property rights, provided (unless prohibited by applicable law) that the remainder of the dispute or claim is submitted to arbitration. The arbitration shall be held in the county of Indian River, FL; both parties hereby give their irrevocable consent to jurisdiction of courts of or in the State of Florida, as well as processes of the AAA in Florida. Awards shall be final, binding and non-appealable (except on the minimal grounds required under the Federal Arbitration Act or other applicable law). All awards may be filed with one or more courts, state, federal or foreign having jurisdiction over the party against whom such award is rendered or its property, as a basis of judgment and of the issuance of execution for its collection.
  16. Governing Law. This Agreement shall be deemed made in, governed by, performed in, and construed and enforced in accordance with the laws of the State of Florida, U.S.A., without giving effect to its conflicts of laws provisions or principles.
  17. Entire Agreement; Waiver; Modification; Amendment. The terms and provisions contained in this Agreement constitute the entire agreement between the parties concerning the subject matter hereof. This Agreement supersedes all other agreements, written or oral, between the parties as to the subject matter hereof. No modification or amendment of this Agreement shall be enforceable against a party unless in writing and signed by the party against whom such modification or amendment is sought to be enforced. No failure on the part of a party to exercise, no delay in exercising, and no course of dealing with respect to any right, power, or privilege under this Agreement shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, power, or privilege preclude any other or further exercise thereof or the exercise of any other right, power, or privilege under this Agreement.
  18. Successors and Assigns. Licensee may not assign this Agreement (including by operation of law) without the prior written consent of Licensor. Any such attempt to assign shall be null and void. The rights and obligations of the parties shall inure to the benefit of and shall be binding upon the parties, their respective successors, assigns, heirs, and personal representatives. Nothing in the Agreement is intended to or shall confer on any Person other than the parties hereto or their respective permitted successors or assigns, any rights or remedies under or by reason of this Agreement.
  19. Captions. The captions and headings in this Agreement are inserted only as a matter of convenience, and in no way define, limit or in any other way describe the scope of this Agreement or the intent of any provision hereof.
  20. Severability. The parties agree that if any part, term, or provision of this Agreement is held illegal or invalid, the validity of the remaining portions or provisions shall not be affected, and the rights and obligations of the parties shall be construed and enforced as if the Agreement did not contain the particular part, term, or provision held to be illegal or invalid.
  21. Survival. The terms of this Agreement apply to any, receipt, use or performance that occurs before any termination, cancellation, or rescission of this Agreement, and to those obligations that arise after any termination, cancellation, or rescission of this Agreement—namely: any terms, conditions or restrictions on receipt, use, or access to the Contents, systems, or networks of LoveToKnow Media, and any indemnification obligations.
  22. Change of Terms From Time-To-Time. LoveToKnow Media may alter any term of this Agreement by posting a notice that there is a change in terms on a page containing the Contents. Any use of any LoveToKnow Media website after the date of such notice is deemed acceptance of the new terms.
  23. Government Restricted Rights Legend.

Cookie Policy

We use cookies to help improve your experience on LoveToKnow Media. This cookie policy is part of LoveToKnow Media's privacy policy, and covers the use of cookies between your device and our site. We also provide basic information on third-party services we may use, who may also use cookies as part of their service, though they are not covered by our policy.

If you don't wish to accept cookies from us, you should instruct your browser to refuse cookies from LoveToKnow Media, with the understanding that we may be unable to provide you with some of your desired content and services.

What is a cookie?

A cookie is a small piece of data that a website stores on your device when you visit, typically containing information about the website itself, a unique identifier that allows the site to recognise your web browser when you return, additional data that serves the purpose of the cookie, and the lifespan of the cookie itself.

Cookies are used to enable certain features (eg. logging in), to track site usage (eg. analytics), to store your user settings (eg. timezone, notification preferences), and to personalize your content (eg. advertising, language).

Cookies set by the website you are visiting are normally referred to as "first-party cookies", and typically only track your activity on that particular site. Cookies set by other sites and companies (ie. third parties) are called "third-party cookies", and can be used to track you on other websites that use the same third-party service.

Types of cookies and how we use them

Essential cookies

Essential cookies are crucial to your experience of a website, enabling core features like user logins, account management, shopping carts and payment processing. We use essential cookies to enable certain functions on our website.

Performance cookies

Performance cookies are used in the tracking of how you use a website during your visit, without collecting personal information about you. Typically, this information is anonymous and aggregated with information tracked across all site users, to help companies understand visitor usage patterns, identify and diagnose problems or errors their users may encounter, and make better strategic decisions in improving their audience's overall website experience. These cookies may be set by the website you're visiting (first-party) or by third-party services. We use performance cookies on our site.

Functionality cookies

Functionality cookies are used in collecting information about your device and any settings you may configure on the website you're visiting (like language and timezone settings). With this information, websites can provide you with customised, enhanced or optimised content and services. These cookies may be set by the website you're visiting (first-party) or by third-party service. We use functionality cookies for selected features on our site.

Targeting/advertising cookies

Targeting/advertising cookies are used in determining what promotional content is more relevant and appropriate to you and your interests. Websites may use them to deliver targeted advertising or to limit the number of times you see an advertisement. This helps companies improve the effectiveness of their campaigns and the quality of content presented to you. These cookies may be set by the website you're visiting (first-party) or by third-party services. Targeting/advertising cookies set by third-parties may be used to track you on other websites that use the same third-party service. We use targeting/advertising cookies on our site.

Third-party cookies on our site

We may employ third-party companies and individuals on our websites-for example, analytics providers and content partners. We grant these third parties access to selected information to perform specific tasks on our behalf. They may also set third-party cookies in order to deliver the services they are providing. Third-party cookies can be used to track you on other websites that use the same third-party service. As we have no control over third-party cookies, they are not covered by LoveToKnow Media's cookie policy.

Our third-party privacy promise

We review the privacy policies of all our third-party providers before enlisting their services to ensure their practices align with ours. We will never knowingly include third-party services that compromise or violate the privacy of our users

How you can control or opt out of cookies

If you do not wish to accept cookies from us, you can instruct your browser to refuse cookies from our website. Most browsers are configured to accept cookies by default, but you can update these settings to either refuse cookies altogether, or to notify you when a website is trying to set or update a cookie.

If you browse websites from multiple devices, you may need to update your settings on each individual device.

Although some cookies can be blocked with little impact on your experience of a website, blocking all cookies may mean you are unable to access certain features and content across the sites you visit.

This policy is effective as of 06/01/2023